Congratulations Herb and Candy!
Herb and Candy are good clients and Herb always seems to have a smile on his face.  They called wanting to take advantage of the lower interest rates, but they were afraid their home would not appraise for enough in today’s market.   We told them they qualified for a “streamlined” refinance.    We did not even need to get an appraisal!  We closed in 3 weeks and saved almost $200/month!  Now that’s something to smile about!

Back in the fall of 2010 we attempted to refinance at a lower interest rate. At that time the rates were changing almost daily, thus the money we had to bring to the table changed too. To top it all off we had a very picky underwriter. Margot hung in there with us but with Chrismas coming so we decided to stop at that time. Along came February so I called her again and all looked good so we went for it. Low and behold the next month we were sat at the closing table. We actually saved just under $200 per month and tons of interest thanks to Margot.

Thank You Margot,
Herb and Candy

Claudia and Bill – Congratulations
Claudia & Bill had a deliema….they found the perfect home!  But they had a current home to sell first.  Bill Witek of Prudential Preferred Real Estate to the rescue!  He sold their existing home after only being listed for a couple weeks!  Carle Watts of CW & Associates Realty helped them find their dream home.  It was all they hoped for and MORE!  While they planned their move, we started financing and was sign-sealed-and moving within 3 weeks!  Experienced professionals makes all the difference…especially in today’s market!
Mandy and Brian a BIG Congratulations!
Brian and Mandy had come to me last year to buy a home, but their current home did not sell. (boo)  This year they came to me again with the perfect new home…a foreclosure..with a excellent price to value.  (yeaaah)  In reviewing all the financing  facts, it was decided that the credit union that owned the foreclosure was offering a financing option above and beyond what anyone else in the market could touch.  They pursued financing from their credit union, and I happily reviewed all the paperwork for them and provided answers to any questions they had.  While I did not close their loan, I still consider them my clients.  Their real estate agent, Harold Snellgrose, of CW & Associates in Paw Paw has their current home sold, so they are now moving to their  new home!  Great job everyone, and know I’m always available and look forward to being your real estate resource now and into the future!

Working with this lady is a joy, she will not let you go astray in your pursuit of purchasing a home. She has a great knack of guiding you in the right direction to accomplish your goal. Even though these folks were not her clients she never backed away from serving them in their best interest.

Thanks Margo.
Harold Snellgrose

Cassie & Tyler-Congratulations!
Cassie & Ty closed on their new home right before Memorial Day!  They were wonderful to work with and I’m really excited for them.  Their real estate agent Harold Snellgrose of CW & Associates, in Paw Paw found them a great home priced well below market value!  That man knows the foreclosure market!   They now have the fun of making this house a home!

Thanks guys for allowing me to help you achieve the goal of home ownership.  Remember I’m here after the loan closes with support and helpful info.
Congratulations Chad!
Congratulations to Chad who closed on a wonderful new home.   While this transaction was not without its challenges, as a lot of those HUD homes are, everyone pulled together for the common goal. Chad’s Realtor Harold Snellgrose of CW & Associates, went above and beyond and faced the headwinds with the tenacity of a bulldog.  Chad remained positive and eyes focused on the end result…a phenomenal deal on a great home!  Now Chad dreams of barbeque’s on the deck and Harold…well, I just think he’s happy they made it!

I’m so thankful to have been part of this team.  This type of success just makes my day!

A long haul it was!! Worth every second of it as now I am living in my new home. Just what I was looking for at a great price!! Thanks to Harold and Margot who made it happen.

Thanks guys

Rich & Emily-Congratulations!!!
Rich and Emily needed to close FAST!  Their Realtor, Pam Lombard, with Jaqua Realtors, called me to see if we could close an RD loan before the deadline.  We did with weeks to spare!   I’m glad to have been part of such a GREAT team – Pam knows her stuff and had what I needed practically before I asked!    Enjoy your new home Rich and Emily!


You are amazing! You are such a ball of energy and your enthusiasm really pays off. You made Rich and I feel like we were an important part of the team and we never felt left out of the whole “home buying process”.

We owe the speed of this whole process to you and Pam and we are truly grateful for all of the work you did for us.

Thank You, Thank You, Thank You!! If there’s anything we can do for you, let us know!

Emily and Rich

Thanks Robert & Jennifer
A BIG THANK YOU for allowing me the chance to earn your business.  Lowering your monthly payment was good, and showing you how to put that savings to work for you is better!  Remember I can update any of those reports in a second and email them out!!!


I can’t thank you enough for getting my wife and I into a better interest rate. With having a young family, any extra cash on hand is always a wonderful thing. You were very professional and moved this process along very quickly. I will have no problem recommending you to friends and family. Thanks again Margot.

Robert & Jennifer Popp

Congratulations Mike and Heather
Another Loan Closed….and a BIG congrats to Mike & Heather on lowering their mortgage payment.  Refinancing was a wise choice for you, and I’m glad to have been able to show you how the lowered payments can be used to save you thousands of dollars.  I will up date for mortgage payoff report at any time!  Thanks so much!
Congratulations Chris and Jenny!
A belated, but none the less heartfelt congratulations to Chris & Jenny who purchased their first home up in Grand Rapids!   The transaction had it moments, as we were rushing to close before Chris got back from IRAQ…we made it because of Jenny and her helpful father! I’m so glad to have been part of the team!

We could not have pulled this off without Margot’s help. She knew of our urgent situation to get this done before Chris’ return home. It was very comforting to know Margot was only a phone call away. There was no way I could have completed this process in such a time crunch without Margot’s help. Due to her help, Chris was able to arrive in the states to our first new home. Thanks again Margot!!


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